:root{--navy:#0D2A6B;--navy2:#1A5BB5;--amber:#F26A1B;--amber2:#F7931E;--blue:#1A5BB5;--txt:#1d2433;--mut:#5b6478;--bg:#f5f7fb;--r:14px}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}
body{font-family:Inter,system-ui,sans-serif;color:var(--txt);background:#fff;line-height:1.6}
h1,h2,h3{font-family:Poppins,Inter,sans-serif;line-height:1.2}
a{color:inherit;text-decoration:none}.wrap{max-width:1140px;margin:auto;padding:0 20px}
.btn{display:inline-flex;align-items:center;gap:8px;padding:14px 22px;border-radius:999px;font-weight:700;border:0;cursor:pointer;font-size:1rem;transition:.2s}
.btn svg{width:20px;height:20px}.btn-wa{background:#25d366;color:#fff}.btn-wa:hover{background:#1ebe5a}
.btn-am{background:var(--amber);color:#fff}.btn-am:hover{background:var(--amber2)}
.btn-ghost{border:2px solid rgba(255,255,255,.4);color:#fff}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);color:var(--navy);box-shadow:0 2px 12px rgba(13,42,107,.08)}
.bar{display:flex;align-items:center;justify-content:space-between;height:72px}.logo img{height:54px;width:auto;display:block}.flogo{background:#fff;border-radius:12px;padding:10px 14px;display:inline-block}.flogo img{height:90px;display:block}
.logo{display:flex;align-items:center;gap:10px;font-family:Poppins;font-weight:700;font-size:1.1rem}
.logo i{display:grid;place-items:center;width:38px;height:38px;border-radius:10px;background:var(--amber);color:var(--navy)}
.logo i svg{width:22px}.logo b{color:var(--amber)}
.nav{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;font-weight:600;box-shadow:0 8px 16px rgba(0,0,0,.08);flex-direction:column;padding:10px 20px 20px}
.nav.open{display:flex}.nav a{padding:10px 0;opacity:.9}.nav a:hover{color:var(--amber)}
.menu-btn{background:none;border:0;color:var(--navy);cursor:pointer}.menu-btn svg{width:28px}
.hero{background:radial-gradient(circle at 80% 20%,rgba(247,147,30,.18),transparent 45%),linear-gradient(150deg,#0A2259 0%,var(--navy) 55%,#163F8F 100%);color:#fff;padding:64px 0 72px;overflow:hidden}
.hero .wrap{display:grid;gap:40px;align-items:center}
.tag{display:inline-block;background:rgba(247,147,30,.18);color:#FFB15C;padding:6px 14px;border-radius:999px;font-size:.85rem;font-weight:600;margin-bottom:16px}
.hero h1{font-size:2.1rem;margin-bottom:16px}.hero h1 span{color:var(--amber2)}
.hero p{color:#c6cfe2;font-size:1.08rem;max-width:560px;margin-bottom:28px}
.ctas{display:flex;flex-wrap:wrap;gap:12px}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}.chips span{font-size:.85rem;color:#c6cfe2;display:flex;gap:6px;align-items:center}
.chips svg{width:16px;color:var(--amber2)}
.hero-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:20px;padding:28px}
.hero-card h3{margin-bottom:14px;color:var(--amber2)}.hero-card li{list-style:none;display:flex;gap:10px;padding:9px 0;border-bottom:1px solid rgba(255,255,255,.08);color:#dbe2f0}
.hero-card li:last-child{border:0}.hero-card svg{width:20px;flex:none;color:var(--amber2)}
section{padding:72px 0}.alt{background:var(--bg)}
.head{text-align:center;max-width:680px;margin:0 auto 44px}.head small{color:var(--amber);font-weight:700;text-transform:uppercase;letter-spacing:.08em}
.head h2{font-size:1.8rem;margin:8px 0}.head p{color:var(--mut)}
.grid{display:grid;gap:22px}
.card{background:#fff;border:1px solid #e5e9f2;border-radius:var(--r);padding:28px;transition:.25s;display:flex;flex-direction:column}
.card:hover{transform:translateY(-4px);box-shadow:0 14px 34px rgba(11,22,48,.1)}
.ic{width:52px;height:52px;border-radius:12px;background:var(--navy);color:var(--amber2);display:grid;place-items:center;margin-bottom:18px}.ic svg{width:28px}
.card h3{font-size:1.2rem;margin-bottom:10px}.card p{color:var(--mut);margin-bottom:12px}
.card .who{font-size:.92rem;background:var(--bg);border-left:3px solid var(--amber);padding:10px 12px;border-radius:6px;margin-bottom:18px}
.card .lnk{margin-top:auto;font-weight:700;color:#C9500F}
.steps{counter-reset:s}.step{position:relative;padding:28px 24px;background:#fff;border-radius:var(--r);border:1px solid #e5e9f2}
.step:before{counter-increment:s;content:counter(s);position:absolute;top:-18px;left:24px;width:40px;height:40px;border-radius:50%;background:var(--amber);color:#fff;font-weight:800;display:grid;place-items:center;font-family:Poppins}
.step h3{margin:10px 0 6px;font-size:1.1rem}.step p{color:var(--mut);font-size:.95rem}
.why{display:flex;gap:16px}.why .ic{flex:none;width:46px;height:46px;margin:0}.why h3{font-size:1.05rem;margin-bottom:4px}.why p{color:var(--mut);font-size:.95rem}
.faq{max-width:820px;margin:auto}details{background:#fff;border:1px solid #e5e9f2;border-radius:12px;margin-bottom:12px;padding:18px 22px}
summary{font-weight:600;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px}summary:after{content:"+";color:var(--amber);font-size:1.4rem;line-height:1}
details[open] summary:after{content:"–"}details p{color:var(--mut);margin-top:10px}
.contact{background:linear-gradient(150deg,#0A2259 0%,var(--navy) 55%,#163F8F 100%);color:#fff}
.contact .wrap{display:grid;gap:36px}.contact h2{font-size:1.8rem;margin-bottom:12px}.contact .intro p{color:#c6cfe2;margin-bottom:22px}
.cinfo{display:flex;gap:12px;align-items:center;margin-bottom:14px;color:#dbe2f0}.cinfo svg{width:22px;color:var(--amber2)}
form,.ok{background:#fff;color:var(--txt);border-radius:18px;padding:28px;display:grid;gap:14px}
.row{display:grid;gap:14px}label{font-weight:600;font-size:.9rem;display:block;margin-bottom:4px}
input,select,textarea{width:100%;padding:12px 14px;border:1.5px solid #d5dbe7;border-radius:10px;font:inherit;background:#fff}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--amber);box-shadow:0 0 0 3px rgba(247,147,30,.25)}
.bad{border-color:#d93b3b}.err{color:#d93b3b;font-size:.82rem;min-height:1em;display:block}
.ok{text-align:center;place-items:center}.ok svg{width:60px;color:#25a35a}
.note{font-size:.8rem;color:var(--mut)}
footer{background:#081C4A;color:#b4c0da;padding:40px 0 90px;font-size:.92rem}
footer .wrap{display:grid;gap:24px}footer h4{color:#fff;margin-bottom:8px}footer a:hover{color:var(--amber2)}
.fab{position:fixed;right:18px;bottom:18px;width:60px;height:60px;border-radius:50%;background:#25d366;color:#fff;display:grid;place-items:center;box-shadow:0 8px 24px rgba(0,0,0,.25);z-index:60}
.fab svg{width:32px}
@media(min-width:720px){.grid.c3{grid-template-columns:repeat(3,1fr)}.grid.c2{grid-template-columns:1fr 1fr}.grid.c4{grid-template-columns:repeat(2,1fr)}.row{grid-template-columns:1fr 1fr}footer .wrap{grid-template-columns:2fr 1fr 1fr}}
@media(min-width:960px){.nav{display:flex;position:static;flex-direction:row;gap:26px;padding:0;background:none}.menu-btn{display:none}
.hero{padding:96px 0 104px}.hero .wrap{grid-template-columns:1.25fr .9fr}.hero h1{font-size:3rem}.grid.c4{grid-template-columns:repeat(4,1fr)}.contact .wrap{grid-template-columns:.9fr 1.1fr}.head h2,.contact h2{font-size:2.2rem}}

.card .who{border-left-color:var(--blue)}
[hidden]{display:none!important}
@media(min-width:960px){.nav{box-shadow:none}}
.munis{list-style:none;display:grid;grid-template-columns:repeat(2,1fr);gap:10px;max-width:1000px;margin:auto}.munis li{display:flex;align-items:center;gap:8px;background:#fff;border:1px solid #e5e9f2;border-radius:10px;padding:11px 12px;font-weight:600;color:var(--navy);font-size:.93rem}.munis svg{width:18px;flex:none;color:var(--amber)}@media(min-width:720px){.munis{grid-template-columns:repeat(3,1fr)}}@media(min-width:960px){.munis{grid-template-columns:repeat(6,1fr)}.nav{gap:22px}}
.badges{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:16px}.badges .tag{margin:0}.tag.stat{background:var(--amber);color:#fff}.tag.stat b{font-size:1.05em}
.gallery{display:grid;gap:22px}.shot{margin:0;border-radius:var(--r);overflow:hidden;background:#fff;box-shadow:0 8px 24px rgba(13,42,107,.1);cursor:zoom-in;transition:.25s}.shot:hover{transform:translateY(-4px)}.shot img{display:block;width:100%;aspect-ratio:4/5;object-fit:cover;height:auto}.shot figcaption{padding:14px 18px;font-weight:700;color:var(--navy);border-top:3px solid var(--amber)}
.why-wrap{display:grid;gap:32px;align-items:center}.why-img{position:relative;border-radius:18px;overflow:hidden;box-shadow:0 14px 34px rgba(13,42,107,.15)}.why-img img{display:block;width:100%;height:auto;aspect-ratio:4/3;object-fit:cover}.why-img span{position:absolute;left:14px;bottom:14px;background:var(--navy);color:#fff;font-size:.85rem;font-weight:600;padding:6px 12px;border-radius:999px}.why-wrap .grid.c2{grid-template-columns:1fr}
.lb{position:fixed;inset:0;background:rgba(5,15,40,.92);z-index:100;display:grid;place-items:center;padding:20px}.lb img{max-width:100%;max-height:90vh;border-radius:12px}.lb button{position:absolute;top:12px;right:18px;background:none;border:0;color:#fff;font-size:2.4rem;cursor:pointer}
@media(min-width:720px){.gallery{grid-template-columns:repeat(3,1fr)}}@media(min-width:960px){.why-wrap{grid-template-columns:.85fr 1.15fr}.why-img img{aspect-ratio:4/5}}